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Overview 5 Ways to Earn Success Stories DebtBuster

How DebtBuster® Works

By eliminating one debt at a time, you focus your efforts and create debt-reduction momentum.
You can start where you are right now, today. Here's how:
Stop using your credit cards
to spend money you don't have on things you don't need.
Target one credit card at a time
by applying as much money as you can toward the credit card you can pay off fastest, paying only the minimum monthly payments on the rest. This allows you to focus your debt reduction efforts on an attainable goal.
Repeat with the next card.
With each credit card debt you eliminate, the amount of money you have available (momentum money) to take aim at your debt increases. This is how you accelerate your debt reduction process.

The Truth about Credit Cards

Credit card companies lend people money in exchange for paying it back at a premium interest rate. These interest rates, accumulated on minimal monthly payments, keep millions of Americans mired in debt for decades. Here's an example:


Visa

$2,000

17.9%

$80
The above credit card would take 9 years and 6 months to pay in full using only minimum payments.

How long will it take to pay off your credit cards using only minimum payments?
Get your most recent credit card statements and fill out the fields below:

Credit Card (e.g. Wells Fargo Visa)
Balance Owed
Interest Rate
Minimum Payment*
Credit Card
Balance Owed
$
Interest Rate
%
Minimum Payment
$
Add another Credit Card
Please enter your credit card debts.
Payment entered is less than 3-4% of unpaid debt.
*Minimum payment entered into calculator must equal or exceed 3-4% of unpaid debt. Payment must be equal to or exceed monthly interest on your credit card or your balance will continue growing. Do not use this calculator for mortgages and bank loans.
AdvoCare ensures that none of the information entered here is viewable by anyone other than you and in no way is or can be used for anything other than DebtBuster. We do not store any of the information entered below. This is for your viewing purposes only.

Mortgages

Let's look at a typical mortgage. A typical $100,000 mortgage, paid back over 30 years, will actually cost you $239,508.90 to pay off. Adding "momentum money" each month IN ADDITION TO your regular payment can significantly reduce your term, total pay-off and total interest paid.


$100,000.00

7%

30

$239,508.90

Enter your Mortgage*

*AdvoCare ensures that none of the information entered here is viewable by anyone other than you and in no way is or can be used for anything other than DebtBuster. We do not store any of the information entered below. This is for your viewing purposes only. Do not use this calculator for credit card debts.

Replace these figures with your own mortgage numbers to calculate your payment plan and "what-if" scenarios.
Loan amount
Interest rate
Mortgage term in years
Loan amount
$
Interest rate
%
Mortgage term in years
Please enter your mortgage information.
Invalid interest rate.
Invalid term in years.

Testimonials

DebtBusters Banner

"The DebtBuster® System helped us
put a plan in place to pay down debt."

DENNIS & ANGELA TUMLIN - Tennessee

Our lives were busy, and Dennis and I had little time together or with our kids. We were chasing our dreams and racking up investment debt and personal debt along the way. Our mindset shifted when we learned about the DebtBuster® System at National Success School in 2013. We saw testimonies from others who had utilized this free program and decided that we wanted more for our family. It took commitment, financial sacrifice and some serious adjustments to our budget, but we made it out of debt a little at a time. By having a plan in place, working hard, utilizing our primary income and extra earnings from our AdvoCare business, we are now debt free and have more options on the table for our family. Now, our invested time is spent with family instead of worrying about how to pay down debt.

How we did it
1
Lived within our means and reduced expenses in all possible categories
2
Evaluated all investments and sold non-income assets
3
Applied disposable income or AdvoCare momentum money to smallest debt first
4
Paid smaller debts off first and rolled extra funds into larger debts
5
Used equity from investment of property sale to pay remaining debts
Income Disclosure Statement Our Pledge to You